> ## Documentation Index
> Fetch the complete documentation index at: https://help.payam.africa/llms.txt
> Use this file to discover all available pages before exploring further.

# Merchant privacy and legal documents

> Find Payam's current merchant terms, privacy policies, and acceptable use rules.

Payam keeps its official legal documents on [payam.africa/legal](https://payam.africa/legal). Use those pages for the current policy text; help articles explain product steps and do not replace the terms or privacy notices.

| Document | When to use it |
| - | - |
| [Merchant terms of use](https://payam.africa/merchant-terms) | Terms for businesses using Payam. |
| [General terms of use](https://payam.africa/terms) | General platform terms. |
| [Acceptable use policy](https://payam.africa/acceptable-use) | Rules for permitted platform use. |
| [Merchant privacy policy](https://payam.africa/privacy/merchant) | Information about merchant and staff personal data. |
| [General privacy policy](https://payam.africa/privacy) | Payam's general privacy notice. |
| [Customer privacy policy](https://payam.africa/privacy/customer) | Privacy information for shoppers. |
| [Visitor privacy policy](https://payam.africa/privacy/visitor) | Privacy information for people visiting Payam's site. |

For a question about how a document applies to your account, use the [Payam contact form](https://payam.africa/contact).


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